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canada News and Articles | My Blog

Canada's COVID-19 Economic Response Plan: Support for Canadians and Businesses

3/18/2020 | Posted in Canada Living by Paul DeAdder

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The Government of Canada is taking immediate, significant and decisive action to help Canadians facing hardship as a result of the COVID-19 outbreak.

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What to know about the Liberals' new housing-incentive promise

9/16/2019 | Posted in Home Buyers by Paul DeAdder

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In an election announcement on Thursday, Liberal Party Leader Justin Trudeau promised to turbocharge the First-Time Home Buyer Incentive (FTHBI) for Canadians who live in ... More


Commercial cap rate compression around the corner

8/27/2019 | Posted in Commercial Real Estate by Paul DeAdder

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Declining bond yields are putting downward pressure on cap rates and creating opportunity for investment in Canada’s commercial sector.

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Calgary, Vancouver, Toronto remain among world's most liveable cities

9/5/2019 | Posted in Most Livable by Paul DeAdder

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The Economist Intelligence Unit (EIU) unveiled its 2019 Global Liveability Index on Tuesday, listing the top 10 most livable cities in the world.

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Average Canadian household spent more on taxes than living costs in 2018, report finds

8/2/2019 | Posted in Financial Health by Paul DeAdder

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The average Canadian household paid nearly $40,000 in taxes last year, more than the combined cost of clothing, food and shelter, according to a new report.

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Canadian Housing Starts Jump To Highest Level Since 2007

7/11/2019 | Posted in Canadian Housing Market by Paul DeAdder

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Canadian housing starts trended higher in June, primarily due to higher trending row and apartment starts, in urban areas.

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Investment in multifamily construction reaches new heights

6/24/2019 | Posted in Canadian Housing Market by Paul DeAdder

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The residential construction sector led the gains for overall Canadian construction investment in April, the latest month of figures released by Statistics Canada.

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Despite new details, First-Time Home Buyer Incentive is flawed

6/18/2019 | Posted in First Time Home Buyers by Paul DeAdder

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While more details about the First-Time Home Buyer Incentive were released this week, there remains a glaring problem.

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First-Time Home Buyer Incentive To Launch In September

6/18/2019 | Posted in Home Buyers by Paul DeAdder

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The incentive will allow eligible first-time homebuyers who have the minimum down payment for an insured mortgage with CMHC, Genworth or Canada Guaranty, to apply to finance a ... More


Canadian housing starts trend decreased in May

6/11/2019 | Posted in Canadian Housing Market by Paul DeAdder

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The trend in housing starts was 201,983 units in May 2019, compared to 205,717 units in April 2019, according to Canada Mortgage and Housing Corporation (CMHC).

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Market collapse appears less likely says RBC

6/10/2019 | Posted in Canadian Housing Market by Paul DeAdder

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Last week’s market reports from real estate boards across Canada indicate there is recovery underway with even the tough market conditions in Vancouver suggesting a ... More


Canadian mortgage rates falling to their lowest level in 2 years

6/7/2019 | Posted in Interest Rates by Paul DeAdder

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Spring is typically a busy time for home sales, so lenders are competing fiercely right now for new business — and that's adding up to record low rates for ... More


Industrial vacancy levels across Canada reach record lows

6/5/2019 | Posted in Commercial Real Estate by Paul DeAdder

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Canada’s vacancy rate for industrial properties stood at a historic low of 3% during the first quarter of 2019, pointing to highly positive prospects for the asset class ... More


Homeowners' spending on renovations falls to 6-year low

6/5/2019 | Posted in Home Owners by Paul DeAdder

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Canadian homeowners continue to cut back on home renovation spending in 2019: CIBC Poll

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Canadian hotels investment set for a bumper year

5/14/2019 | Posted in Commercial Real Estate by Paul DeAdder

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A report from CBRE forecasts rising demand from domestic and international investors which will boost investment in the sector beyond 2018’s $1.5 billion and the 10-year ... More


Canadian Bankruptcies Jump At Fastest Pace Since Financial Crisis

5/14/2019 | Posted in Financial Health by Paul DeAdder

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Higher interest rates and a record-large debt burden are taking their toll on Canadians, with the number of households filing for insolvency hitting an eight-year high in the ... More


Household debt to have knock-on effect upon banks, economy

4/29/2019 | Posted in Canadian Economy and Interest Rates by Paul DeAdder

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Canadians now owe an average of $1.79 for every dollar of disposable income.

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Self-employed increasingly turning to private lenders for mortgages

4/25/2019 | Posted in Mortgages and Real Estate by Paul DeAdder

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The self-employed are among the growing number of Canadians turning to private lenders in order to obtain a mortgage.

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48% of Canadians on brink of insolvency: Survey

4/22/2019 | Posted in Financial Health by Paul DeAdder

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Sign of deteriorating financial stability for many people in the country.

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First growth for construction sector in 8 months, best since 2013

4/1/2019 | Posted in Real Estate Market by Paul DeAdder

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The start of 2019 saw an uptick for Canada’s construction sector as both residential and non-residential posted gains; and a stronger showing for real estate ... More


Canadian homeownership rates still among highest globally

3/6/2019 | Posted in Canadian Housing Market by Paul DeAdder

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Homeownership rates in Canada remain among the highest in the world despite housing affordability concerns across the country, according to the Royal Bank of Canada (RBC).

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Why Canadians are suffering a bankruptcy spike

2/25/2019 | Posted in Interest Rates by Paul DeAdder

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The Bank of Canada began raising its key overnight lending rate in July 2017 and it’s now at the highest level in a decade. Accustomed to historically low and even ... More


Economists renew prediction for lower interest rates for Canada in 2019

1/5/2019 | Posted in Canadian Economy and Interest Rates by Paul DeAdder

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Ahead of the Bank of Canada’s first policy meeting of the year, scheduled for next week, Capital Economics is back at it again.

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High debt levels, rising interest rates among challenges for 2019

12/19/2018 | Posted in Canadian Economy and Housing Market by Paul DeAdder

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Canada’s economy will slow down in 2019 with consumer spending impacted by weaker employment, cooling house prices, high levels of debt, and rising interest rates.

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Canadian Housing Starts Trend Increases in November

12/12/2018 | Posted in Canadian Housing Market by Paul DeAdder

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The trend in housing starts was 210,038 units in November 2018, compared to 206,460 units in October 2018, according to Canada Mortgage and Housing Corporation ... More


TFSA Limit Rises to $6,000 for 2019

12/6/2018 | Posted in Financial Health by Paul DeAdder

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The TFSA contribution limit for 2019 is $6,000, up from $5,500 in 2018.

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More homebuyers opted for variable rates in Q3 says CMHC

11/30/2018 | Posted in Home Buyers by Paul DeAdder

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CMHC has published its financial report for the third quarter of 2018 which also reveals insights into this year’s homebuyers.

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Canadian retail will be a great investment destination in 2019

11/28/2018 | Posted in Commercial Real Estate by Paul DeAdder

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Canadian commercial property sales activity will remain robust over the near term, against a backdrop of positive overall sector performance.

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Rental vacancy rate dips to 2.4% across Canada, CMHC says

11/28/2018 | Posted in Rental Market by Paul DeAdder

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Canada added 37,000 apartments this year, but demand rose by even more to 50,000 units.

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Multifamily sector leads investment in construction

11/26/2018 | Posted in Real Estate Investments by Paul DeAdder

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Investment in Canada’s building construction edged 0.3% higher in September compared to the previous month.

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