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The bond market is now sending a clear signal: Go with a variable-rate mortgage
12/6/2018 | Posted in Mortgage Interest Rates by Paul DeAdder
If you’re shopping for a mortgage and believe what the bond market is telling us, it implies your odds of success with a fixed rate may have just changed.
... More7/16/2018 | Posted in Mortgages and Real Estate by Paul DeAdder
Canadians divided, even as interest rates appear set to rise according to a recent CIBC poll.
... MoreAvoid These Common Mortgage Pitfalls
7/31/2017 | Posted in Home Buyers by Paul DeAdder
A home is the largest purchase most people will make in their lives. That should reinforce the importance of planning ahead, doing your ... More
U.S. Fed closing the door on low-rate mortgages in Canada
6/15/2017 | Posted in Mortgage Interest Rates by Paul DeAdder
The U.S. Federal Reserve raised its trend-setting interest rate on Wednesday for the third time in six months to the highest level since the global financial crisis hit in the ... More
Rates aren't everything, don't forget to consider term: Mortgage math
2/21/2017 | Posted in Mortgage Tips by Paul DeAdder
You shopped around for the best deal on your mortgage and weighed the pros and cons of going with a fixed-rate or a variable-rate loan, but another key factor to consider is ... More
Bundles of debt: how lenders sidestep Canada's mortgage rules
1/18/2017 | Posted in Mortgages and Real Estate by Paul DeAdder
Canada's subprime mortgage providers are increasingly teaming up with unregulated rivals to sidestep rules designed to clamp down on risky lending.
... MoreNot all rate hikes are created equal
11/19/2016 | Posted in Mortgage Interest Rates by Paul DeAdder
Shopping for a mortgage, these days, is a lot like shooting those tin ducks at the carnival. To get the best mortgage rate deal you need to hedge and shop ... More
Common real estate scams and how to avoid them
10/4/2016 | Posted in Home Owners by Paul DeAdder
For most people, buying a first house or condo is exciting and a big leap into adulthood. But it doesn’t take long for the cold hard reality of mortgage payments, taxes ... More
One big bank predicts rate hold until 2019
9/28/2016 | Posted in Mortgage Interest Rates by Paul DeAdder
TD Bank forecasts the Bank of Canada overnight target rate will remain unchanged until 2019.
... MoreFreedom from your mortgage? You'll pay for that
8/22/2016 | Posted in Mortgage Advice by Paul DeAdder
After you make the final payment on your mortgage, you have to cough up one more time to be free and clear.
... MoreConceptions, misconceptions and the five C's of credit
6/4/2015 | Posted in Mortgage Advice by Paul DeAdder
When talking about the five C’s of credit, there is a difference in where conventional and private lenders place the order.
... More